Many people believe that in a seller’s market, you can just skip home inspections- never do this. It’s crucial that you know exactly the sort of problems a house or an apartment has before you strike a deal.
A good piece of advice, though, is to talk to the seller about repairs that might come up. You could offer to pay for some of the repairs and this would show the seller that you’re not going to walk away from the deal, especially if the inspection uncovers minor issues.
If you have bad credit, you might think that getting a house is out of the question, but you have to keep in mind that lenders do vary their minimum credit score rate.
That doesn’t mean you shouldn’t work on your credit score. Check your score and start paying off debts, focusing on credit debts first. It’s best to also keep your debt-to-credit utilization ratio at 30% or even below. In order to achieve that, experts say that increasing your credit limit is a good idea.
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