When asked, most people would likely say they want to live a long, healthy life. But this can be a downside to retirement for those without adequate savings.
The average life expectancy in the U.S. is 78.8 years, according to the Centers for Disease Control and Prevention. However, about one in four 65-year-olds today will live past age 90, according to the Social Security Administration. That means some people could spend decades in retirement.
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