People looking toward the future can take advantage of this tax break before they retire. It’s a tax credit toward the first 50 percent, 20 percent, or 10 percent of $2,000 that’s put into a retirement account, such as an IRA or an employer’s retirement plan. Eligibility depends on income level, with the credit aimed at low- to moderate-income taxpayers. Those with the lowest income receive the biggest credit.
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