Mortgage payments are not the only ones you will have to make after you buy a home. You’ll also have to pay property taxes, homeowners insurance, water and sewer bills, and homeowner association fees, to name a few of the extra costs that homeowners have to pay. If you also clock in annual maintenance, repair and other recurring costs, you’ll soon realize that home ownership is anything but cheap.
Ignoring the bigger financial picture and thinking short-term only, might cause serious financial problems. That’s why it’s important to have some money available whenever an unexpected bill has to be paid and stay on top of things regardless of the situation.
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