This can be had for far less than $200. In fact, you are legally permitted to review the credit reports from each of the three major credit bureaus once each year at no cost. An annual check of your credit report will help you stay clear of fraud attempts and be aware of any errors on the report that may be impacting your finances. A healthy credit report is a ticket to a healthy financial picture, so there’s no downside to reviewing it each year.
Your credit score is a gateway to getting credit – whether you want a loan, mortgage, or even a mobile phone contract.
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