Shock Yourself
When you stop dealing with cash, it’s easy to forget about how much money you actually spend- and on what. Shocking yourself with your statement history is the first step of cutting back on certain expenses. The more honest you are about your spending habits the easier it is to nip the problem in the bud before it overwhelms you.
There are plenty of money-managing apps out there that you could try out, such as You Need a Budget or Mint. They’ll help track your spending so the next time you’re out shopping you’ll feel too guilty to reach for stuff you don’t really need but you’re used to getting anyway.
