8 Things You Can Do to Become a Millionaire in Retirement

Make a budget

This piece of advice is the backbone of financial planning and can help anybody at any age or stage.

Fellowes said budgeting is “a very effective way to identify and reduce unnecessary spending, and deciding on a savings rate is much easier with the 10,000-foot view of a yearly budget than the street-level view of a paycheck.”

Budgeting will help you retire as a millionaire because “you’ll find money you didn’t know you had, and your future retirement account balance will thank you,” Fellowes said.

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