Discover How It Is Possible to Retire with Less Than $500,000

Building a nest egg can be daunting. Even with a modest goal like $500,000 in savings, it can be difficult to imagine saving up a sum like that, especially for many Americans making less than one-tenth of that figure per year.

However, the good news is that — with smart saving and compounding interest — you could be closer than you realize. In fact, something simple like putting away as much of your salary as you can each pay period and maxing out your 401k plan is the first critical step toward saving nearly $500,000 or more for retirement, according to Leon LaBrecque, CEO of LJPR, a fee-only financial advisor and wealth management firm based in Troy, Mich.

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