Do an Insurance Check-Up
Dearing recommends getting in the habit of doing an annual review of your insurance coverage. This is one of the good habits you can start before the end of the year to ensure your assets are protected from potentially catastrophic losses in the new year.
“Review your home, health and auto insurance policies to make sure you have enough coverage to protect your savings and your family in case of a medical, legal or other emergency,” she said.
You should also shop around for new rates to see if you could potentially save by switching providers.