Devote Time Daily to Getting Organized
It’s hard to stay on top of your finances if you’re not organized. Rosenblum recommends getting in the habit of spending 15 to 30 minutes daily going through piles of mail, cluttered drawers or catch-all baskets. Sort bills that need to be paid, check account balances online and file receipts or other important documents.
“This is key to peace of mind and focus,” she said.
Plus, if you don’t regularly check your account balances, you could settle into an “out of sight, out of mind” mentality, which can be detrimental when it comes to reaching savings goals.