Use a Cash-Back Credit Card
Here’s a tip for those who are a little bit more disciplined when it comes to finances. Cash-back credit cards give you immediate refunds for your purchases. In most cases, you’ll get 1% to 2% back, but there are credit cards that will refund you as much as 5%.
Basically, you’ll get free money on your purchases.
Why’s this tricky? You’re going to have to pay your balance in full on time every time. You can’t step astray. Otherwise, this effort will fall to the wayside- and we can’t have that, can we?
Are you disciplined enough to make it work?