Trim All Unnecessary Expenses First
So you’ve got your monthly expenses right in front of you, great. Now all you have to do is go over it, line by line, and find items that you deem unnecessary. This could mean cutting down on things you love such as entertainment and eating out, but you need to start prioritizing sooner rather than later.
What subscription services can you give up on? Take Audible, for example. You could pay $14 every other month for one Credit instead of $14 every month if you can’t give up on your audiobooks but still want to trim down expenses.
The bottom line is you have to think about utilities and insurance first. Everything else is just fluff, so getting rid of them, while seemingly impossible at first, is actually quite easy.
