Though not all employers will allow this, keeping your money in your old employer’s 401(k) plan as long as possible can be a great strategy for retirees. For starters, your money will remain in its tax-deferred wrapper. Even better, you’ll still have access to all of the 401(k) options of your former employer. Assuming you were in a good plan, this can be a lot less stressful and more convenient than having to roll over your 401(k) plan into an IRA and start your whole investment program over from scratch.
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