There are many procedures that aren’t covered by Medicare, including dental, hearing, vision and long-term care in an assisted-living or nursing facility. Many retirees also face unexpectedly high deductibles and co-pays.
“The best solution is to include unexpected medical costs in your budget as you build your retirement savings,” said Joshua Zimmelman, president of Westwood Tax & Consulting. You can also enroll “in a Medicare supplemental insurance plan, which will help pay for co-payments, deductibles, co-insurance, prescription drugs and medical care while traveling overseas,” he said.
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