When your pipes need work, you call a plumber. When your car needs work, you call a mechanic. But when it comes to money, a lot of people don’t call a financial professional — or they call one but ignore the advice — and they end up broke, said Janis.
“A client came in in 2008, he had $1.1 million in the bank,” he said. “I offered him some options, but he decided to continue handling the money his way. He came back in 2010, and only had $680,000 — basically enough to last seven more years at the rate he’d been spending. He was in trouble, and he knew it.”
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