According to Fortune, millennials are shunning credit cards in numbers large enough to disrupt the industry, and that number includes older teenagers. While credit cards can be good and helpful, misuse can be dangerous — especially for seniors.
Studies show that more and more older Americans are carrying revolving debt much later in life, and when they enter retirement in the red, seniors often find that credit-card debt can quickly gobble up big chunks of their retirement savings, forcing them to work longer or crimp their lifestyle.
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