42. Rhode Island
$1 million will last: 18 years, 2 months
Rhode Island is the first state where $1 million will see you through an average length retirement. Healthcare, transportation and groceries all cost more in Rhode Island than they do in most of the country, but not by much. The big bank breakers are housing, which costs $21,942 per year, and utilities, which costs retirees in the state $4,621 per year. In total, you’ll need about $55,026 a year if you want to retire in the smallest state in the nation.
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