35. Pennsylvania
$1 million will last: 21 years, 11 months
About $45,602 will get you through a year of retirement in the state of Pennsylvania. At $5,152, healthcare costs are lower than all but three states. Everything else is a little more expensive than in the country as a whole, with the utilities ranking the 11th-highest out of all states, costing $4,019 a year.
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