49. California
$1 million will last: 16 years, 5 months
Only one state other than Hawaii requires annual expenditures of more than $60,000 — and that state is California, where retirees spend $60,877 a year to get by. Hawaii is also the only state to trump California in the category of housing costs. Although it’s nearly $16,000 more forgiving than Hawaii, housing in California is a brutal $30,514 a year. It costs a lot to live and retire comfortably in the Golden State. Do I have enough to retire? If you have $1 million and you’re asking this question in California, the answer is no.
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