19. Kentucky
$1 million will last: 23 years, 8 months
Kentucky is the heart of Appalachia — and a state where $1 million goes a fairly long way. Annual housing costs are a relatively cheap $13,122 a year. With an annual bill of $3,076, groceries are also pretty cheap, as is the annual cost of healthcare, which is around $5,272. In total, you can expect to spend about $42,252 per year.
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