18. North Carolina
$1 million will last: 23 years, 8 months
The cost of living is cheaper than average across all categories in North Carolina — except for healthcare, which costs $6,147 a year. The least-expensive category compared to the national average is the most significant — housing, which costs around $13,246 a year. In total, retirees in North Carolina can expect to spend about $42,207.
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