17. Utah
$1 million will last: 23 years, 10 months
At just $2,946, utility rates in Utah are third-lowest in the country. At $14,240 a year, housing is relatively inexpensive, too. In fact, the only category that is pricier than the national average is groceries, but not by much. When all is said and done, retirees will spend around $41,984 per year.
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