10. Alabama
$1 million will last: 24 years, 9 months
In Alabama, utility costs are fairly high — $3,968, to be exact, higher than the national average. The state makes up for that and squeezes into the top 10, however, in other areas. At $5,019, healthcare costs are relatively low — but the real bonus comes from housing. The cost of housing in Alabama is just $11,460. Only two states can claim an average that’s more affordable. Mobile, Ala., is one of the best places to live on only a social security check.
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