9. Indiana
$1 million will last: 24 years, 9 months
If you retire in Indiana, you can enjoy costs across all categories that are lower than the national average. Groceries cost $3,235 annually. Transportation costs will run you $6,380. At $5,324 a year, healthcare is relatively cheap. The real savings, however, come from housing costs, which average just $12,082 a year.
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