Say Goodbye to 2018 with Your Wallet Full of Savings

Save 10% of Each Paycheck for Retirement

One of the better money habits you should adopt is saving for retirement, Dearing said, who recommends saving 10 percent of your income for retirement.

For example, to save for retirement with a $50,000 salary, you should set aside $5,000 annually or about $417 each month to reach the 10 percent mark. Have that amount automatically deducted from your paycheck and deposited into a 401k or similar retirement account. That way the money comes out of your paycheck before you can spend it on something else, said Dearing.

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