“Unfortunately, many retirement spending calculators and graphs simply have an upward spending curve from the ’60s through the ’90s,” said Mark Zoril, an accredited investment fiduciary at PlanVision. “The curves and graphs are designed to sell retirees products they may not need. No one spends money like that. It changes from year to year and goes down later in life.”
Instead, plan your spending based off how active and healthy you think you will be during retirement. “I always encourage my clients to plan on spending quite a bit more money from their mid-60s to their early 80s,” said Zoril. “Typically, this is the period in which they have more energy and appetite for travel and activities.”
It might not seem like it, but Kroger is actually the largest supermarket chain in…
With a vaccine on the way, soon you'll be able to go back to your…
Buying new is overrated! Why spend hundreds of dollars on new things when you can…
Most people, probably you too, have a grocery budget. This means that when you go…
Home improvements can make a home more appealing to potential buyers. Or so we think.…
Your home should be a place to relax, unwind and declutter your mind. A messy…