Robert Farrington’s blog, The College Investor, helps millennials get out of student loan debt and build wealth. He has learned that money can help create happiness because it lets you live the lifestyle you want — whether that is taking vacations, going out to dinner with friends or even buying things that make life easier.
For example, Farrington wanted a lifestyle that revolved around his family. “Money has brought me happiness because it has allowed my wife to fulfill her dream of staying home to raise our son,” he said.
Even if a windfall isn’t on the horizon, you can still take steps to improve your financial situation while living the life you want. For example, you might consider investing extra time in a side hustle that could turn into a lucrative new career or finding a job you can do from home. Or, if you need a little financial help to pay for your dream wedding or a long-awaited home improvement project, consider taking out a personal loan so you can afford the experiences that will make you happy. Personal loan rates are significantly lower than typical credit card rates, but make sure you have a repayment plan before you borrow.
“Remember, work to live, don’t live to work,” said Farrington.
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