It’s no secret that visiting any insurance company will make us wonder about our own road safety to exorbitant degrees. Which in and of itself is not a bad thing! If there’s one place we should be mindful of potential dangers it’s when we’re out driving.
But more often than not, we’ll be offered so many types of coverage it’ll feel as though all our monthly wages will be spent on just our car insurance. Some make the mistake of avoiding them altogether, likely because they’re too overwhelmed by having to pick and chose what to buy- and insurance salespeople certainly don’t make it any easier.
You’ve got the uninsured motorist, comprehensive and collision, liability and personal injury protection coverages to consider. But here’s what you should never ignore: liability coverage. If you do want to save money, opt for a higher deductible.
All in all, don’t ignore car insurance, ever. It’ll save you more money than you could imagine in the event of an accident- no matter who is at fault. You’ll be thankful for it when the time comes, and we hope it won’t, but it’s better to stay insured than to pay for something that could have been easily avoidable. Your choices on what to buy should depend on your vehicle and circumstances, so don’t waste any time and do your homework!
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