If you own stocks or other investments that have lost money,selling them through a strategy called tax loss harvesting can get you a capital loss that you can use to offset capital gains on winning investments. You can also reduce other types of income by up to $3,000 per year with any extra losses you have. Many people wait until the end of the year to harvest tax losses, but doing so earlier can let you deploy your savings more effectively, and there’s no need to wait.
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