Many people don’t realize that Social Security income can be taxable. Add up your income from other sources and then put in half of your Social Security benefits, and if that number is higher than $25,000 for singles or $32,000 for joint filers, you’ll probably owe taxon a portion of your Social Security. To avoid that, timing when you claim Social Security with the taxable withdrawals from retirement accounts like IRAs and 401(k)s can help you keep your overall income under the threshold above which you’ll get taxed.
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