Credit unions are member-owned nonprofits that usually offer lower rates for loans and higher rates for deposits. The keyword here is ‘usually’ so you must still do research before going this route, but we think you might come out of it with big savings if you do.
You’ll also most likely see fewer fees than in traditional banking institutions. Those are just some of the reasons why you might win, both in terms of saving and borrowing, if you ignore traditional banks for a time.
It might be a little out of the ordinary for some people, but we’re not living in ordinary times, so any decision that will cost us less money, in the long run, is worth considering.
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