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9 Reasons You Should File Your Taxes NOW!

But what happens if your family situation changed drastically from 2019 to 2020? Here’s the thing, this credit is calculated in the same way the stimulus payments were. The first stimulus check was likely based on your 2019 or 2018 tax return. The credit, however, is based on information from your 2020 return.

Therefore it is entirely possible to qualify for the credit but not the stimulus check, or the other way around, if your family situation has changed.

Calculating your Recovery Rebate credit isn’t all that complicated as you’ll find instructions on Form 1040. What you’ll need is information on your first and second stimulus payments, meaning you’ll need to have the amount of money you received. This is what will get subtracted from your credit.

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