Obviously, we all want to get the most out of our paychecks every month, so parting with any of it might feel like a hard pill to swallow. However, when it comes to contributing to your 401(k), failing to do so will not only be a hard pill to swallow in the long term, but one that could make your retirement choke. To make matters worse, if the company you work for offers an employer match and you are not taking advantage of that, not only are you throwing perfectly good money into the trash but making life for your future self harder than it needs to be.
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