The main reason people can’t seem to find a way out of poverty is the lack of a financial plan, says Elle Martinez of Couple Money. They don’t know what to do with their money. Most people hope they’ll still have some money left in their bank account at the end of the month but they don’t do anything to make sure this happens. On the contrary, they sometimes do whatever they can to spend everything.
To prevent such a rash behavior and get rid of bad spending habits, Martinez suggests automating bills, saving and investing the minute your salary reaches your bank account. Not only will it help you fight off emergencies but it will also secure you some money for retirement.
Speaking of your golden years, check out these 7 Crucial Mistakes You Should Avoid in Retirement.
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