Julie Rains, personal finance writer and founder of Investing to Thrive, explains that while economic disparities have a major role in some people’s financial situation, it is not the only reason people are poor. Some people might face financial hardships more often than others because they have repeatedly disregarded their personal development and growth and focused on material things instead.
Rather than investing in areas that would make them better in the long term, whether in terms of their career and education or in terms of learning how to save and invest efficiently, they have continuously spent their money on things that bring them short-term happiness, such as luxury products and fancy housing.
On that note, discover these 7 Ways Spending Money Can Actually Make You Happier.
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