30 Secrets All Baby Boomers Need to Know About Money

3. Live Below Your Means

There’s no rule that says you have to wait until retirement to downsize. If you’re 55 years of age and thinking about retiring in the next 10 to 15 years, downsizing now creates an opportunity to improve cash flow and either pay off debt or build your nest egg.
Profits from a home sale might be enough to pay cash for a smaller, cheaper home, or at least enough for a hefty down payment, resulting in an inexpensive mortgage payment.
Now might also be a perfect time to downsize, especially if your last child has left the nest and you have more space than you need. Besides, downsizing and living below your means doesn’t only decrease your home payment, it also results in cheaper utilities, lower property taxes and lower maintenance costs.

Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

smartlivingtips

Recent Posts

Which Type of Butter Is Best for Your Recipe

Butter makes everything better. It is just a fact. Sweet, savory, whatever you like to…

6 years ago

How Long Will It Take to Thaw Your Turkey?

Be careful—Thanksgiving is so close that if you blink, it will be here. By now…

6 years ago

What Is Jet Lag and How Can You Really Cure It?

We’ve all stepped off the jet bridge feeling tired, groggy, or ready to practically drop…

6 years ago

17 Things That Might Destroy a Conversation

Everybody has a unique conversation style based on their personality and preferences. But if you want to…

6 years ago

What’s the Drinking Age on International Flights?

This month marks the 70th anniversary of an event that changed flying as we know…

6 years ago

Why You Should Never Skip Chilling Your Cookie Dough

Patience isn't really my strong suit. I'm the type of person who asks, "Are we…

6 years ago