What if you began collecting Social Security benefits prior to full retirement age, and later regret this decision? It might come as a surprise, but there’s an option to voluntarily suspend Social Security benefits and restart benefits once you’re older.
This might be necessary if you retired early with intentions of never returning to the workforce, but then decide to get a job. If you’re able to make it financially without Social Security, suspending benefits for the next few years can result in a bigger check down the road.
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