One of the biggest financial obstacles for retirees is paying for healthcare, according to a GOBankingRates survey. Healthcare in retirement can be expensive, with the average couple needing an estimated $280,000 after taxes to cover healthcare expenses over the course of their retirement, according to the Fidelity Health Care Cost Estimate. While there is no …
15 Cities for Retirement with Low-Cost Healthcare Read More »
Fees aren’t just annoying—they’re expensive. A few monthly surcharges can add up to hundreds of dollars a year. That’s money you could use to save for retirement, give to charity, or enjoy a really nice dinner or two. The good news is that most of these fees are avoidable, especially if you’re willing to make …
17 Smart Ways to Avoid The Most Common Pesky Fees Read More »
Certain waste can be hazardous The Environmental Protection Agency (EPA) considers these products hazardous, due to their potential to cause fires, explosions, or the release of toxic chemicals. In order to avoid dangerous situations, the EPA gives guidelines for safe management of household hazardous waste (HHW). The following are illegal to dump in New York …
It Could Be Illegal to Throw Away These 8 Things Read More »
You can stock up on as many Mega Millions lottery tickets as you want, but you know what they say: Even if you’re the (very!) lucky person who wins the big bucks, money can’t buy happiness. In fact, when it comes to experiencing true joy, you don’t even need to spend a cent. Science shows …
There’s an old saying that the three most important things in real estate are location, location, location. And although that adage has become a well-worn cliche, there’s a reason for that saying: It’s usually pretty on point. Where you buy matters almost as much as what you buy when it comes to shopping for a …
The Most Suitable Places to Buy a Home in Every State Read More »
The realities you face when you stop working might be a far cry from your retirement dream. Of course, retiring broke or not being able to retire at all are among the worst-case scenarios. But there are plenty of other snags you might encounter. If you haven’t properly prepared for leaving the working world and …
14 Cons of Retirement That Nobody Talks About and Their Solutions Read More »
Holiday spending and end-of-year expenses can throw anyone’s finances out of whack. That’s probably why saving more is such a popular New Year’s resolution. But you don’t have to wait until 2019 to take control of your finances. Here are 15 things you can start doing before the end of the year to save more …
Say Goodbye to 2018 with Your Wallet Full of Savings Read More »
Getting older isn’t easy. Your body starts to ache, your skin begins to sag, your hair fades to gray—and, needless to say, these things don’t exactly make you want to jump for joy. But while aging comes with its fair share of suffering, that isn’t to say that you can’t find happiness in your 40s, …
It can feel good to hand over your savings for an expensive, big-ticket item that you’ve had your eye on. But can you be sure you won’t regret that purchase six months down the road? Sometimes, it’s best to do your research and make sure you’re buying an item that you’re actually going to use. …
Stop Spending Your Money on These 20 Useless Purchases Read More »