Paying yourself first is an effective way to get into the habit of saving a lot faster. Treat all your deposits like bills. You’ll always pay your bills first and then spend your extra cash on fun activities after, right?
Use that same concept on your savings. That way, no matter what, you’ll have money set aside at the beginning of the month. It’ll also teach you how to properly budget the rest of your money and you’ll have no choice but to cut down on certain wants.
This method will force you into a corner, so to speak. So for example, say you don’t feel like cooking but ordering food could get rather expensive. If you don’t have enough money to splurge on a restaurant dinner, you’ll have no choice but to use whatever’s left in your pantry!
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