If you’re in a position to take out loans for nonemergency expenses, you should do so. Of course, make sure you’re getting the best possible deal by looking for low-interest loans.
Has your car broken down? Consider a car loan for vehicle replacement. You can pay for college expenses with a low-interest student loan. Home repairs and upgrades can be taken care of through home equity loans.
But watch out for payday loans! You should avoid these at all costs. These high-interest emergency cash loans could follow you for months with interest rates as high as 400%. Though they might seem like a sweet deal at first, you’ll end up regretting your decision soon after.
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