In terms of saving, the more you can increase the amount of money you deposit, the better. In time, even small amounts will really make a difference.
Most 401(k) accounts allow for automatic increases. Most of the time these are as small as 1%, which may not sound like much, but you’ll be thankful for that added 1% when the time comes.
Beware that this is an option you have to sign up for, so don’t just assume that this is the default state of your account!
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