“Just this once” is a dangerous phrase when it comes to saving, as skipping even the smallest amount can lead to a snowballing effect. You might feel the need to splurge on something this month, but your savings and future financial stability will suffer from it.
That’s why it’s so important to treat your savings like you would your utility bills. Thankfully, you can take advantage of the fact that most employers will be happy to split your deposit. Your preferred amount will go towards your rainy day account while another will handle current payments.
That way, you won’t be given the chance to skip on your savings and, trust us, your future self will be very thankful!
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