10 reasons retirement isn’t as scary as you think

You’ll Pay Less in Taxes

Whatever you’re used to earning while you’re working includes a decent chunk going to the government in the form of income taxes. Once you aren’t working anymore, you don’t have to budget for paying Uncle Sam as much each year.
Yes, distributions from traditional IRAs and 401ks — and potentially some of your Social Security benefits — count as taxable income. But that income isn’t subject to Social Security taxes and Medicare taxes. In addition to income tax savings, your age might also qualify you for real estate tax breaks, depending on where you live and your income.
Move Here in Retirement: Best Cities for Retirement in These Income Tax-Free States

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