For those planning to send children off to college, investing in a 529, or a “qualified tuition plan,” is among the best money-saving moves you can make. You can contribute up to $70,000—or double that, for married couples—for each beneficiary before the federal gift tax kicks in. This year, for a $70,000 contribution, the gift tax hovers around 25 percent, which means you can save yourself up to $17,500.
You Have to Bag Your Own Groceries As part of its low-price business model, Aldi
Myth #3. But how can global warming exist when it’s still cold? Global warming means
3. Two factor authentication Using this option always comes in handy. Just in case the
Bikes Kids love bikes and what parent doesn’t want to offer their offspring the things
Saying Goodbye To Your Old Car As Americans, we have a long and illustrious history
Toss away highly perishable food you’ve kept in the fridge door According to Mary Yavelak,
Wood window replacement Replacing windows costs $150 to $750 for the window alone. Add the
Underwear Due to hygiene reasons, most retailers don’t take back purchased underwear. Victoria’s Secret allows
Recovery Rebate Credit You can claim what is known as a Recovery Rebate credit on
You wait to do laundry until the very last minute There’s nothing wrong with doing
Letting emotions get in the way of rational thinking Undoubtedly, buying a home is a
The best things to…skip Speaking of expiration dates, the biggest problem with warehouse clubs is
I’m sure stress is the culprit… We all know stress can take quite a toll
Pencil: $240 Generally speaking, pencils are not supposed to be expensive. You can pay $4
Smokey Lavender Another one of Clement’s favorites is Farrow & Ball’s Brassica “due to its
10. Save Rainwater Want to start being more eco-friendly while saving money? Install a rain
Original Sky Dancers from Japan go for around $200. Original Japanese models of the famous
Put It in Savings Money and savings in particular are some of the biggest stressors
Self-tanning lotion If you’re not going to self-tan during this winter season, there’s no point
Spraying Disinfectant and Wiping It up Immediately Raise your hand if you’re guilty of this:
10. Swap out your kitchen blinds. Old blinds or curtains in a kitchen can definitely
You should keep a decent volume of voice in your conversations When you go to
You don’t prefer cash tipping Because of the coronavirus pandemic, people prefer other methods of
Be careful if you have any respiratory conditions If you suffer from respiratory diseases, such
Jonesborough, Tennessee This mountainous Tennessee town goes by many names, not just Jonesborough. It’s known
23. Bellevue, Washington Population: 134,630 Annual violent crimes per 100,000: 110 Annual property crimes per
Snake Plant It’s super easy to take care of snake plants! They not only give
Reading How many times have you told yourself you’d read a certain book as soon
4. Make a Vision Board Now is a great time to start envisioning your future.
3. They Don’t Make Eye Contact with You If you don’t have the opportunity to
3. Cocoa Beans Use to Be Used as Currency The Mayans and the Aztecs didn’t
4. Expand your menu This goes for everyone, whether you like eating out or you’re
We all have our “off” days. Some of us have them more often than others,
Any clever traveller will tell you that the best time to visit a popular destination
Sometimes friendships turn into romantic relationships – and bonding as pals before becoming a couple
Sleep: We all do it, but are we doing it right? Here’s everything you need
Arizona: Bisbee From its mining town heritage to its current artistic and bohemian vibe, Bisbee
MSC Industrial In the industrial sector, you should take a look at MSC Industrial, which
Dark interior No one likes to live in a house that resembles a bat cave.
Myth: You Can Skip the Inspection in a Seller’s Market Many people believe that in
6. Still No Limitation on Itemized Deductions Itemized deductioners, rejoice! There still no limit in
Safety Gear Could you imagine working on a new project without safety gear? Eye, ear,
Fellow Stagg EKG Pour-Over Kettle Looking for an electric kettle that does away with
Burt’s Bees Travel Essentials Here’s one for that friend or family member that loves to
Order online for pickup or delivery. We all know that sometimes we’re just not in
Shredded Cheese When you go grocery shopping, you can buy 32 ounces of medium cheddar
O MAG INSIDERS If you’re a vocal fan of Oprah Winfrey then becoming an O
Keep Tabs on Your Spending Habits Now you’ve tackled two of the more difficult steps,
Ditch the exceedingly sweet potato casserole Whoever came up with the marshmallows and sweet potato
CEREAL Purchasing knock-off cereal from Aldi can be hit or miss. For example, you might
Thanksgiving is a special time of year for many Americans. It’s the holiday where families
Butter makes everything better. It is just a fact. Sweet, savory, whatever you like to
Be careful—Thanksgiving is so close that if you blink, it will be here. By now
Patience isn’t really my strong suit. I’m the type of person who asks, “Are we
Did you ever stop to think those happy hours were actually making you less happy?
Summer may be over, but that doesn’t mean you can’t grill anymore. The leaves are
You’ve probably been there: After slathering your morning toast with an *ahem* generous amount of
Turns out Grandma was right: the best part of the bread is the crust. It’s
You can’t go anywhere right now without stumbling over something pumpkin-flavored. But, with all of
Stress and anxiety are normal emotions, but sometimes they can get out of hand. (Mental
Is it possible to pay nothing in taxes? No one said that avoiding taxes in
Premade Food Tax If you’re struggling to make ends meet and live in Michigan, you’re
Wearing your mask wrong We all know that masks can become unpleasant and uncomfortable, especially
Do not use too much furniture in a room One of the most important rules
Don’t know a smart camera from a spotlight camera? Here’s everything you need to know
We store tons of private, precious information digitally, and yet, many of us are unknowingly
These days, we all spend a lot of our lives online. We work online, socialize
If you’ve read reports about plastics showing up in whales and other sea life you
Not bringing gifts to parties Even if you don’t have a ton of disposable income,
Most toddlers don’t spend their days picking up sticks and chasing centipedes in the forest
We’ve all stepped off the jet bridge feeling tired, groggy, or ready to practically drop
This month marks the 70th anniversary of an event that changed flying as we know
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