The best way to avoid having to take required minimum distributions that you don’t need is to save in different types of accounts rather than just a 401k or IRA, Geary said. For example, you could stash some of your savings in a Roth IRA, which isn’t subject to required minimum distributions. If you have a Roth 401k, you could convert it to a Roth IRA when you retire, Geary said.
Mixed Reviews: Fruits and Vegetables Like many of Aldi’s goods, fruits and vegetables are often
Myth #10. It’s too late to do anything about it According to climate scientist Deepti
11. Text message and email scams One of the new, creative ways scammers have come
Extravagant weddings According to a report issued by Worldwide Global Wedding, an average American couple
Not Bothering With An Annual HVAC Checkup Finally, while we are on the subject of
Toss away ground beef and raw meat According to the United States Department of Agriculture,
How to cut costs: Save for specific expenses For certain elements and items of a
Holiday items Tis’ the season to be merry, but once December 26th has passed, you
More Time to Find a Tax Preparer If you need help with your taxes, waiting
You never go to a car wash Not when you can do it ten times
Canceling the deal You might be allowed, from the contractual point of view, to back
Start saving NOW If you’re seriously considering becoming a member of a warehouse club, you’re
Sorry, I didn’t mean to touch it… Yes, you did. But waiting in your doctor’s
Laundry Detergent: $56 What does $56 laundry detergent do exactly? Well, according to The Laundress,
Red-Grey Clement says that a neutral, red-leaning gray is another diverse hue that will make
10. Save Rainwater Want to start being more eco-friendly while saving money? Install a rain
Transformers action figures can sell for hundreds or even thousands of dollars. While most Transformers
Pay Off Debts Drowning in debt? So are many of your compatriots. In fact, we’re
Leaky water bottles If your drinkware cabinet looks like a leaky mess, time to throw
Not Cleaning Your Microwave And, finally, neglecting your microwave. We know, we know… cleaning the
22. Paint your front door. We believe the outside of your home should reflect the
Don’t host a restaurant meeting where you haven’t been before If you have a business
You don’t share office items If until now you were the kind of colleague who
Fireplace users are more likely to develop lung cancer According to a 2010 study done
Sisters, Oregon Sisters, Oregon, is a small mountain town where you can spend your days
2. Irvine, California Population: 238,474 Annual violent crimes (assault, homicide, etc.) per 100,000: 55 Annual
Kale Here’s yet another plant that doubles as a snack. If you’re feeling lazy one
Cooking and baking With so much time to fill while stuck inside your home, you
17. Prepare Your Spring Wardrobe Here’s a chore that you could jump into right now
13. And When You Try to Make Plans with Them, They’re Hard to Pin Down
20. All of Humanity Could Fit Inside an Apple If You Removed the Empty Space
20. Sing along to every song Can’t dance every day? How about singing instead. On
We all have our “off” days. Some of us have them more often than others,
Any clever traveller will tell you that the best time to visit a popular destination
Sometimes friendships turn into romantic relationships – and bonding as pals before becoming a couple
Sleep: We all do it, but are we doing it right? Here’s everything you need
Pennsylvania: Doylestown Located 35 miles north of Philadelphia and 80 miles southwest of New York
Telus In the communications sector, we wanted to showcase Telus, a company with a core
Faux crystal faucet handles There’s nothing tackier than acrylic knobs and fake crystal faucet handles
Myth: ‘For Sale by Owner’ Means Savings When a seller doesn’t employ the help of
10. Transportation Fringe Benefit Limit Remains the Same Any cash payments you receive from your
The Paint Roller The sheer thought of having to paint an entire wall, or God
iHome Zenergy Himalayan Salt Lamp with Sound Therapy Here’s the $50 gift that’s just
Mpow Universal Waterproof Phone Case You’re probably not going to spend Christmas next to a
Apply for the Kroger Rewards prepaid card. If visiting a Kroger store is part of
Herbs and Spices If you are a fan of cooking, you must surely love to
TARGET And, unsurprisingly, Target has the same approach to offering samples to its loyal customers.
Start Investing, Even If It’s Just $5 Stash, a mobile app with micro-investing services, is
From savory to sweet Another way to make thins Thanksgiving different from your previous ones
BULK BUYS IN GENERAL One reason a lot of people like shopping at Aldi is
Thanksgiving is a special time of year for many Americans. It’s the holiday where families
Butter makes everything better. It is just a fact. Sweet, savory, whatever you like to
Be careful—Thanksgiving is so close that if you blink, it will be here. By now
Patience isn’t really my strong suit. I’m the type of person who asks, “Are we
Did you ever stop to think those happy hours were actually making you less happy?
Summer may be over, but that doesn’t mean you can’t grill anymore. The leaves are
You’ve probably been there: After slathering your morning toast with an *ahem* generous amount of
Turns out Grandma was right: the best part of the bread is the crust. It’s
You can’t go anywhere right now without stumbling over something pumpkin-flavored. But, with all of
Stress and anxiety are normal emotions, but sometimes they can get out of hand. (Mental
6. An iPhone incurred as a medical expense A serious car accident left one taxpayer
Body Art Taxes Do you feel like altering your body? If you live in Connecticut,
Taking a phone call at the register Stopping mid-conversation with a friend or coworker to
Do not leave your windows uncovered If you keep your windows uncovered you will experience
Don’t know a smart camera from a spotlight camera? Here’s everything you need to know
We store tons of private, precious information digitally, and yet, many of us are unknowingly
These days, we all spend a lot of our lives online. We work online, socialize
If you’ve read reports about plastics showing up in whales and other sea life you
Reaching across the table No matter how much you want to avoid bothering other guests,
Most toddlers don’t spend their days picking up sticks and chasing centipedes in the forest
We’ve all stepped off the jet bridge feeling tired, groggy, or ready to practically drop
This month marks the 70th anniversary of an event that changed flying as we know
Important Disclaimer:
The information contained on SmartLivingTips.org is intended for informational and educational purposes only. Any statements made on this website have not been evaluated by the FDA and any information or products discussed are not intended to diagnose, cure, treat or prevent any disease or illness. Please consult a healthcare practitioner before making changes to your diet or taking supplements that may interfere with medications.
Smartlivingtips.org is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
*Amazon and the Amazon logo are trademarks of Amazon.com, Inc., or its affiliates.
Additionally, Smartlivingtips.org participates in various other affiliate programs, and we sometimes get a commission through purchases made through our links.
Smartlivingtips.org is an independent service that is supported by advertising. The offers that appear on this article are from companies which Smartlivingtips.org receives compensation.
Editorial Note: The editorial content on this page is created by and property of Smartlivingtips.org. It is not provided by the companies whose products and service are discussed.
Opinions expressed here are Smartlivingtips.org alone and have not been reviewed, approved or otherwise endorsed by any third party
