3. Rochester, N.Y.
Annual Healthcare Spending Per Capita: $4,192
Annual Out-of-Pocket Spending Per Capita: $707
Income of Age 65+ Households: $27,998
Annual healthcare costs in Rochester are nearly $1,000 lower than the national average of $5,141, making it one place where you can find relatively affordable healthcare costs. Except that the average retiree household is earning just under $28,000 a year, meaning the proportion of annual income going to healthcare costs — about 15 percent — is the highest in this study.
