17 Smart Ways to Avoid The Most Common Pesky Fees

Insurers usually give you the option of paying your bill monthly or in full, but the installment payments come with an extra fee. You can usually cut your premiums by 5% to 10% if you pay your bill for the full auto insurance term (usually six months) in a lump sum, says Bailey Peterson, research analyst at ValuePenguin, a consumer research website.

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