11. Avoid Unnecessary Bank Fees
You could be spending more than you’d like on easily avoidable bank fees. Many banks charge fees for using an out-of-network ATM, so only make withdrawals at your own bank, or take advantage of the cash-back option when making in-store purchases. Your bank could also charge a fee if you don’t keep a minimum balance in your account, so make sure you know the criteria for fee waivers.