8. Decrease Fixed Expenses
There are certain expenses you have to pay every month, such as rent, utilities, cable bills, cell phone bills and car payments. While you will have to dedicate some of your paycheck to these expenses no matter what, there are ways to decrease the amount you pay.
To lower the amount you spend on rent, utilities and cable, consider getting a roommate. If your cellphone bill seems astronomical, consider changing phone plans or shop around for a new provider. And while car payments are usually fixed, you might be able to save on your car insurance by shopping around for a new insurer.