21 Ways to Cut Costs in Retirement

HEALTH INSURANCE COSTS

Health insurance is one expense that can change dramatically when you retire, and being unaware of Medicare’s rules is a serious pitfall to be avoided. One tip: Those who retire after age 65 can avoid spending extra by enrolling in Medicare within eight months of ending their employment. Otherwise, they risk losing eligibility and coverage, and face suffering a 10 percent late-enrollment penalty.

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